When 2nd-Factor Authentication (2FA) got mandatory in Singapore banks, its users start to get uptight about the inconvenniences that 2FA will bring to them when they transact electronically. One of the students in NUS even commented on an internal module forum that it causes a lot of disturbance to him because there is an occasion where he needs to do some Internet Banking in his hostel and he realizes that his security token is left at home.

Well, I thought 2FA would have instill some confidence in more users who only feel comfortable with banking physically at the banks or ATMs. I had a few tech-savvy friends who refuses to apply for Internet banking and insists that it is a total flop to bank online because of the numerous security loopholes.

All in all, I thought we should appreciate the additional arsenal of security tokens that has been implemented.

Almost 8 months now, Qian Hui feels much weightier and energetic. She never fails to put a smile on our faces. Perhaps because it’s my first time being an uncle of someone.

It’s amazing to see how a kid can bring joy to your life. And it feels great to just stand in awe, admiring at God’s greatest plans for us, for her.

How often do we plan meticulously for someone we cared? How often do we place in the same amount of effort doing the same old thing over and over again?

God painstakingly created us and punctiliously ensures that we are well taken care of.

He’s really that good.

I know I have talked about this before. And I faced it, I am still sore about it. I am sore about people borrowing things without returning. It may not cost hundreds or thousands, and I have already gotten a replacement which in my opinion better than what I have lent.

It had been seven years since he borrowed something which I thought was personal. I still think it is personal. Seven years, and I believed he had conveniently forgotten about it. I am pretty definite he threw it away too.

I am not particular about the cost of the item, but I am particular about the significance. It is something I have gotten myself with my first part time job in my life. So frankly speaking, I still feel that it is notably special because I bought it using my own money.

“Get it back then.”

“Ask him for it.”

I fought with these questions for three long years during my polytechnic years. I eventually chose not to ask him for my item because he has already worn it for so long. What actually puzzled me was, I don’t understand why he wishes to borrow from me from the first place, and why don’t he get one for himself? He ain’t poor, and in fact, he is very well to do.

What irks me is that he don’t bother to return something he borrowed. And I feel so embarrassed to even ask, because I seriously don’t want to put the situation in a spot that sparks yet another row.

Besides, even if he chose to return it to me. It doesn’t feel mine at all.

I wonder if there’s anyone who’s in the same situation as me.